People want different things, especially when it comes to the properties they want to own or live in. Some people prefer the hustle and bustle of cityscapes. Others prefer tranquility and peace. Either way, there always is something that fits everyone’s tastes.

Great homes and properties are easy to find. But finding the one that completely suits your taste is the hard part. This is where The Retreat in Caldwell, WV comes in - a fantastic place where you can find solace!

To live in The Retreat means living the lifestyle you want. Each day is filled with picturesque views and fresh air. Saunas, infinity pools, and more amenities allow you to enjoy countless leisure activities. 

There’s nothing quite like The Retreat. Sitting atop the ridgelines of White Rock Mountain, it gives you many reasons to consider homes at the Retreat in Caldwell, WV.

What Makes The Retreat in Caldwell, WV So Special?

1. Peace and quiet 

With The Retreat located at the top of a mountain, there are trees, greeneries, and much more. The whole area is the definition of a stress reliever. It’s the best option, especially when finding a remote place to find serenity.

2. Nature at your fingertips

All of the homesites are located along the ridgelines of White Rock Mountain. This provides homeowners, visitors, and everyone else homes with low-density designs. All the utilities are even located underground. Even if you have access to the modern ease of life, nature still dominates the area.

3. A perfect mix of traditional and modern

You get the best of both worlds at the Retreat in Caldwell, WV. Homes here include modern amenities and convenience like high-speed internet, water, and cable.

4. Hiking and biking activities

The Retreat provides an opportunity to pursue an active lifestyle. There’s easy access to hiking and biking trails along the Greenbrier River Trail system. It’s one of the best trails to let loose for a while!

5. More mountain activities at the nearby Snowshoe Mountain Resort

Aside from hiking and biking, there are other leisure activities to enjoy. The Snowshoe Mountain Resort can cater to your hobby if you love horseback riding. You can also be brave and go rock climbing, skiing, or snowboarding at the resort.  

6. Opportunities to golf!

A more calm and quiet sport like golfing is accessible near The Retreat as well. Many golf courses are easily accessible from the homesites. These include The Greenbrier Resort, Valley View Country Club, and the Lewisburg Elks Country Club.

7. Designated boating and fishing spots

Of course, you can expect multiple fishing spots with a landscape filled with nature. For those who like to fish, there are creeks and lakes around. All the nearby waters are full of catfish and smallmouth basses.

8. Convenience with shopping and food

With a large natural landscape like the mountains, you’d think that’s all there is to it. Fret not, for those who fear a possible lack of convenience! Multiple dining and retail shops are available in White Sulphur Springs and Lewisburg!

9. Rivers and trails to help you relax

Fishing, hiking, biking, and rock climbing might not be your cup of tea. If that’s the case, you can also go rafting and kayaking on the Greenbrier River! Meanwhile, if you’re not a fan of the water, you can also go on walks or runs along the 78-mile Greenbrier River Trail. 

10. Stunning views

A stress-free environment like The Retreat could not get any better than this. It’s an outdoor sports haven for active residents. But there’s also something for those who like to lay back and watch. As The Retreat is on the ridgelines, there’s a view for each home that overlooks the mountain ranges.

11. Homes that suit your taste

Of course, you’re not just paying for the views and the activities. The property you stay at is an essential part of everything. So many properties offer you homes with different rooms and great living spaces!

12. All the space you can imagine

You’d think that trees might crowd a community on a mountain top. It’s far from it, actually! Several acres of the area is occupied by big, spacious homes that give you the freedom to move and breathe. 

13. The Retreat is like heaven on earth

The fresh air, the serenity, and the peace you experience just by standing in the midst of it all. The Retreat in Caldwell, WV is unlike any other community. With all the accessible places, the amenities, and the homes in nature, there’s nothing more you could ask for.

Homes for Sale at The Retreat at White Rock Mountain

There’s something for everyone in this majestic gated community. The Retreat offers plenty of great listings. Here are some that might pique your interest!

Retreat Lot 57 White Rock Trl

This lot is beautiful, perfect for families who love space and natural lighting. All amenities are accessible from this property. An infinity pool, sauna, a hot tub, an area designated for billiards, and many more!

It certainly feels homely and cozy while at the same time exhibiting luxury at every corner. Perfect for those who want peace with time for family.

Retreat Lot 46 Wildwood Ridge

Lot 46 is located at a dead-end street, a more or less 1-acre building at the Retreat. Compared to the previous lot, this one is much more affordable for those with a little less budget to work with. 

Many leisure activities and places are accessible from this lot. Primarily as The Retreat is closely located in Lewisburg, WV. There are art galleries, fine dining spots, and shopping places to explore.

Lot 63, The Retreat, North Slope

A lot, almost three times larger than the previous one! This lot has the same qualities as the last two, but with more space to work with. Additionally, its views are on the Eastern side.

This one is perfect for those who like to work with a lot of space.

Lot 62, North Slope

Listings located in The Retreat certainly don’t miss! They all offer large spaces, fresh air, and stunning views. This one is no exception.

The mountain roads are well-maintained, and there are all the amenities you need and more. 

Opportunities to buy lovely mountain top homes like these rarely come by. The gorgeous views, the fresh air, and the mountains are waiting for you.

You can browse for more listings here. 

Are you a first-time homebuyer? You can read this blog post here for some insights.

The Bottom Line

If you’re looking for a beautiful home in a fantastic location, the Retreat is perfect for you. There are plenty of activities to keep you busy and gorgeous scenery. You’ll never regret buying your dream home at the Retreat. 

Contact Rebecca Gaujot today at 304-520-2133! You will learn more about this beautiful community, taking the first step towards owning a piece of paradise.

If you want to know if it's time for you to buy a home, you can check out this blog post here.

If you want to list your house in the market with a boosted sale price, the best way to achieve that is through home remodeling or renovation projects. It’s almost certain  that homebuyers will choose a house with stylish upgrades over a plain-looking house. However, as either a seller or buyer, you must know what projects require permits.

Generally, the home improvements in Lewisburg, WV that require permits are most residential work. This includes decks, fences, fireplaces, garages, pools, and water heaters. Renovations like basement furnishings, garage conversions, kitchen expansions, and reroofing also require a permit.

Obtaining permits for any extensive renovations in your home is necessary. This article will guide you through the basics of the permitting process. At the end of this post, you’ll know more about  what requires a building permit in West Virginia, and the requirements for securing these permits.

Do You Need Building Permits in West Virginia?

While the permits and regulations are set locally and vary throughout the state of West Virginia, you must have a building permit if you build a new structure, demolish one, or modify an existing building. These permits protect the current homeowner and future owners by verifying that the project is within regulations and can stand up over time.

Do Home Renovations Need Building Permits?

Even though you own your house, you will still need building permits for home renovations and other structural changes. Securing these permits ensures that your changes will be “up to code.”

If you add square footage, make structural modifications, remodel your kitchen, or significantly modify other building components, then you need  to obtain a building permit. However, if you only make  cosmetic interior upgrades that include, but are not limited to, painting a room or updating a faucet, you don’t have to secure one.

Some people might think that permits are a waste of time and money but this attitude is unwise. Remember that doing the work without securing the required permits is not worth the risk, as it can bring you several disadvantages:

• Home appraisers might not include your work in a future appraisal, reducing your home’s worth.
• Lenders might be hesitant to grant you a mortgage.
• You can get fines or penalties from your municipality.
• You might need to redo the work to bring it up to code.
• You will find it hard to sell the house.

Do I Need a Permit to Build a Deck in WV?

Permits are required to build  a deck in West Virginia. Aside from this residential work, other projects that require permits are new buildings, additions, and other residential work such as fences, fireplaces, garages, pools, and water heaters.

What Requires a Building Permit in WV?

The requirement for building permits in West Virginia varies depending on the local city’s conditions. Generally, it includes but is not limited to commercial, industrial and residential structures, building additions, and interior and exterior remodeling and renovation projects. Depending on the city’s regulations, it can also include small accessory structures like decks, fences, patios, pools, and sheds.

If you’re planning on home renovations like basement furnishings, garage conversions, kitchen expansions, and reroofing, remember to secure permits, too. You should also obtain licenses if you plan to update electrical systems, heating, ventilating, air-conditioning (HVAC), and plumbing systems. Installation of electrical outlets and hot tub, pool, or spa, remodeling bathrooms and kitchens, and replacing windows are other projects requiring permits.

You must secure a building permit before starting any work on any of the above projects. Otherwise, the city can subject you to fines or even lawsuits affecting the project’s completion.

Where in West Virginia Do I File My Building Permit Application?

You can file your building permit application as issued by the municipality where your property is located in West Virginia. So, if you have a property in Lewisburg, secure a permit from the city.

However, there are instances, such as properties in  unincorporated areas, where permits are obtained in the county instead. Always remember, though, that you can always get information on the permit requirements and applications for all sorts of licenses in your local building permit offices.

What Are the Requirements for Securing a Building Permit?

Like any other city in West Virginia with application guidelines, Lewisburg citizens need to submit their application for their proposed renovations to the City Planning and Zoning for approval. Applicants may pick up their applications at the city hall or online at www.lewisburgwv.com.

For a detailed understanding of what to provide, here’s a list of the requirements in securing a building permit:

1. For all contractors and subcontractors: Copy of the City of Lewisburg Business license and a copy of the State Business License
2. For all contractors: Contact information and completed B&O tax form
3. Completed building permit form with the list of materials and two copies of blueprints if it’s new construction or an addition
4. Signature of the owner of the property and all contractors
5. Value of the improvements, such as the labor and materials

However, note that the owner or contractor is responsible for applying for that permit.

Guidelines in Planning Construction and Repair Work Within Lewisburg, WV

If you plan on a renovation  project in Lewisburg, you should know that the city proudly recognizes and supports efforts honoring its past via a few effective practices. Lewisburg appoints a Historic Landmarks Commission to help regulate construction work in the district, develops city codes designed to protect the community, and establishes a National Register Historic District.

In particular, here are the most crucial points under the guidelines in planning construction and repair work on buildings within Lewisburg:

• Every exterior change of all kinds to structures requires a Certificate of Appropriateness before securing a building permit and beginning the project.
• Before installation, every business design in the Historic District must obtain a sign permit, validated by the Historic Landmarks Commission.
• New building or outbuilding constructions still require a Certificate of Appropriateness before securing a building permit and starting the work despite their significant difference among additions or alterations to older structures.
• While the Historic Landmarks Commission does not regulate interior work, it may still need a building permit.
• The regular deliberations are on the second Monday of every month, in a public place, usually in Lewisburg’s City Hall.
• Only emergency permits, such as storm damage and water leaking into living spaces, can be issued through appeal to the city mayor.

Final Thoughts

Most large home improvement projects require a permit, since these involve significant changes to the structure of your home. However, remember that every municipality has varied rules, so always call for clarification and check your city’s website.

If you are from West Virginia and have a home improvement project that requires a building permit, you can contact the best realtor to help you. Contact Rebecca Gaujot at 304-520-2133 today or visit their website at www.LewisburgWVHomesforSale.com.

Dubbed the “coolest small town in America,” it’s no wonder why thousands of tourists flock to Lewisburg, West Virginia, for a taste of culture, creativity, and community.

And with a wide selection of affordable housing and low cost of living, you may even be enticed to snag a piece of Lewisburg, WV real estate yourself!

However, buying a house is a major financial decision, and there are a lot of factors you need to assess before jumping in.

Aside from having a steady job to make a down payment, closing costs, and paying a steady stream of bills, it’s also important that you set aside solid savings and emergency funds. 

Having a sensible debt-to-income ratio will allow you to have a good credit score and a generous mortgage.

Since buying a house is a huge investment, it’s also important that your purchase of one of the Lewisburg, WV homes for sale is aligned with your family’s long-term goals.

To help you out, check out the tips that will help you figure out if you’re ready to buy real estate in Lewisburg, WV.

How Do I Know When I’m Ready to Buy a House?

Tip #1: You’ve got the documentation to prove financial stability.

Ranked as one of the most economical locations in the US, living in Lewisburg, WV is certainly an inviting prospect. 

According to Realtor.com, the median listing home price for Lewisburg, WV homes for sale is $189,900. Compared to the national average of $408,000, Lewisburg WV Home Value is an economical choice.

Overall living cost is 15% lower than the national average, taking into consideration commodities such as:

• Utilities
• Groceries
• Transportation
• Health expenses

What Are the Steps to Buying a Home for the First Time?

Having a steady job you’ve had for years will help back up your case for homeownership. With that, you’d also need to assess how much of your total monthly income goes into your house payment.

Before you jump in, ensure that you have all the documentation to support your financial stability for a smooth loan approval process. 

Pre-approval for a mortgage requires documents that validate your:

• Employment
• Income
• Assets
• Debt

These documents generally come in a W-2 form, tax returns, bank statements, and employment verifications.

Tip #2: You have a sensible debt-to-income ratio.

Do you have existing debts on your hands? These extra bills will diminish your capacity to cover the expenses of being a homeowner, such as homeowner’s insurance, property tax, repairs, and maintenance.

To ensure that you don’t overexert your financial capacity, calculate your debt-to-income ratio by adding your monthly debt payments and dividing the total by your monthly gross income.

Banks and lenders use a combination of these monthly obligations to find total debt:

• New mortgage payments
• Credit card payments
• Car payments
• Childcare or senior care costs

According to the Consumer Financial Protection Bureau, applicants for a new mortgage cannot exceed a 43% debt-to-income ratio.

Tip #3: You have an acceptable credit score.

In connection to the last tip, having all your debt paid off will increase your credit score. A higher credit score will qualify you for a better interest rate, which will make your lower monthly mortgage payment more affordable.

More than that, a bad credit score will revoke your qualification for a mortgage. While the Federal Housing Administration (FHA) offers options for borrowers with credit scores as low as 500, it won’t be easy to find a lender with these requirements.

Consistently late payments will also diminish your chances of getting a good mortgage.

Tip #4: You have a solid savings account and emergency fund.

Such as with life, unexpected circumstances do pop up –– whether it concerns your house, health, or employment. 

Having a savings account and emergency fund to lean on is necessary, especially since a large chunk of your monthly income is already going to your mortgage and house bills.

Tip #5: You can provide a reasonable down payment.

Your dream of buying a new house can get scrapped if you can’t make a reasonable down payment.

According to the FHA, most mortgage programs require a minimum downpayment of 3.5%. 

However, it’s recommended that you only buy a home if you’ve saved up a 10% down payment outside of your savings account and emergency funds. Down payments between 15% to 20% are even better as it avoids private mortgage insurance (PMI) requirements. 

In the end, a higher down payment will lower your monthly payments. This will put you in a better financial position in the years to come.

Tip #6: You can comfortably pay closing costs.

Closing costs will depend on your realtor, but West Virginia’s closing cost is generally around 1.0%.

According to ClosingCorp, West Virginia homes have an average closing cost of $3,350+, about 1.7% to 3.35% of the final home sale price. Lewisburg, WV homes for sale range between $100,000 to $500,000, so expect to pay closing costs of $1,676.15 and $6,704.58.

Closing costs include:

• Appraisal fees
• Loan origination fees
• Deed recording fees
• Discount points
• Title insurance
• Taxes
• Credit report charges
• Attorney and closing agent fees

Aside from closing costs, set aside funds for realtor fees, home selling expenses, and, of course, your mortgage.

Tip #7: You’ve laid out your long-term goals.

Make sure that your long-term goals are aligned with your financial plan. If you’re planning a new business or starting a family, these shouldn’t get in the way of paying your mortgages.

Buying a new house is a huge investment that will be worthwhile when kept for the next 30 years or so. If you’re planning to build your career or raise your kids in Lewisburg, WV, then it may be time to buy a house.

However, Lewisburg, WV homes for sale have great profit potential, so you can still have lucrative options if you’re planning to move in the future.

You can get a steady income from renting off your property, or you can invest in renovations and remodeling to sell the house for thousands more than what you’ve spent.

Conclusion

Buying a new home doesn’t have to be scary or frustrating. 

If you’re ready to buy real estate in Lewisburg, WV, get in touch with a trusted local realtor. With the right guidance from a Lewisburg realtor, buying a house will be a positive experience –– as it should be!

If you’re buying a house for the first time, check out this comprehensive guide. Better yet, get in touch with me, Rebecca Gaujot, at 304-520-2133 for a consultation.

Many people nowadays want to live on huge plots of land with wide-open spaces where they can see far into the distance without being obstructed by tall buildings. They also look for cleaner air than what is commonly found in cities and buy property outside of the town.

Owning land can provide you with tax breaks and cash returns. It all comes down to the property’s value, that is, if your lot value improves over time. It might be a rewarding purchase if you buy land in the right place.

Making the right real estate decisions can be challenging. The average person has only basic knowledge of the buying process, market value, or the benefits of buying the property. I’m here to help you make the best decision you'll ever make when you’re looking for lots and homes for sale in The  Retreat, Caldwell, WV.

Is a Lot a Good Investment?

High yields, passive income, and significant profit margins can all be obtained through land investments, which means a lot is a good investment. Plus, purchasing raw land can be a wise investment if you know how to invest in land properly. Depending on how the land is bought and sold, it can generate passive income or big profits.

The land value in The Retreat, Caldwell WV, is determined by the location, kind of property, and size of the lot parcel. Some undeveloped land can cost anywhere from hundreds of thousands of dollars to millions, while others can be as cheap as a few thousand dollars.

Nevertheless, land can be a low-cost investment that doesn't require a bank loan to get started for most people. 

Look at this lot in The Retreat, Caldwell, WV, which has stunning easterly views, a good area for building a home, and is near The Retreat’s clubhouse.  Additionally, this 2-acre parcel includes underground services such as electric, gas, and city water.

Things to Know Before Investing in Land

You want to make sure a piece of land can be developed or used for its intended purpose while you’re evaluating it. Development may be difficult or impossible if the site is classified swampland or is located near a cliff.

Perform extensive due diligence on the following:

• Verification of title deeds
• The zoning of the property
• The current market or home value or possible future worth of the land
• Property taxes on an annual basis
• Utilities — if the parcel already has infrastructure like water, electricity, septic, or sewer, or if it needs to be installed.
• Local zoning rules may impose limits on the property.

Depending on the type of investment, ensure that research is necessary before purchasing land to assess whether the proposed development is possible on that plot or in that location. For sure, nobody wants to live in a home with no proper and functioning utilities.

Find out more helpful tips on home investments: Watch Here.

How Do I Find the Perfect Lot for Sale in Caldwell, WV?

With vast homesites, all underground utilities in place, and vast areas of mature hardwood forest designated as national forests. The Retreat is also a master-planned community that emphasizes solitude and sustainability.

The Retreat is just outside Caldwell, a town in the state of West Virginia. Caldwell is known for its low crime rate, large lots, and newer homes. Caldwell has a cheaper cost of living than the rest of the country, at 12.9 percent less than the national average.

To find the perfect lot for sale in Caldwell, WV, you should get in touch with the best realtor.

Are you still searching for the ideal location to construct your dream home, vacation getaway, or retirement retreat? Let's get started right away! Visit Lot #108 at The Retreat, Caldwell, WV.

Real Estate in Caldwell, WV 

The commanding location of The Retreat at White Rock Mountain in Caldwell, WV, offers breathtaking views of the rolling countryside from practically every viewpoint. This is a fantastic place to retire or visit for a weekend escape.

Living in The Retreat, Caldwell WV means enjoying the best of nature while also having access to modern amenities and conveniences.

If you need a larger lot for your dream holiday mansion, I’ve got the one just for you! Lot 114 sits on 5.79 acres of land with long eastern views. Wake up to the warm sun rays touching your skin and look out to see stunning mountain and valley views. 

What Are the Benefits of Gated Communities? 

Over the last few decades, gated communities have become increasingly popular. Gated communities are residential areas with carefully regulated entries and often use fences or barriers to keep outsiders from entering their area.

1. Increased Levels of Security

One advantage of gated communities is that they frequently provide residents with very high safety standards. No one other than the inhabitants and their guests is permitted to enter a gated community.

2. There is Less Noise

Since only a small number of individuals are permitted to enter gated communities, overall noise levels are often low. There will not be as much traffic noise as there is outside the gates.

Even during rush hour, the neighborhood will be pretty calm behind the walls because only a few cars enter and exit.

3. Extra Privacy

You’ll have your special space away from the hustle of intruders and trespassers because the community only allows residents and verified guests past the gates.

You won't have to be concerned about the outside world while you go about your everyday routine. One of the main reasons famous figures and celebrities want to live in a gated community is exclusivity.

4. A Healthier Environment

In general, gated communities enjoy a cleaner atmosphere. Gated communities are much less prone to pollution because there is no moving traffic or outsiders.

A breath of fresh air is constantly at your doorstep, thanks to its regular maintenance and controlled amenities. Sounds tempting? Then check out this lot for sale in Caldwell, WV, now!

5. A Sense of Community

Another advantage of living in a gated community is the sense of belonging it provides. There is an unspoken agreement between the residents: many communities host community events or festivals for residents to enjoy.

6. Improved Property Value

Property value in gated communities is usually higher, especially if the builder is well-known. If you’re thinking about buying a house in a gated community to sell later, this is an added benefit.

Where to Find Land for Sale in Caldwell, WV?

Hiring the best realtor in Caldwell, WV, increases your chances of finding the property of your dreams. To learn more about lots for sale at The Retreat, Caldwell, WV, call me, Rebecca Gaujot, at 304-520-2133 or send me an email at rebeccagaujot@gmail.com.

Visit us if you're seeking a place to call home, where the land spreads as far as the eye can see and feels like it’s part of you, right away!